Build Your Investment Knowledge From the Ground Up
Most people get stuck because they don't know where to start. We've been teaching Canadians about bonds, ETFs, and real estate instruments since 2019. Our approach isn't about shortcuts or hype—it's about understanding what actually works over time.
Explore Our Fall 2025 Program
Investment Instruments We Actually Cover
You won't find any promises about overnight returns here. These are the tools real investors use to build portfolios that match their goals.
Fixed Income Securities
Government and corporate bonds form the backbone of stable portfolios. We break down yield curves, credit ratings, and duration risk without the jargon. You'll understand why bonds behave differently than stocks—and when that matters.
Exchange-Traded Funds
ETFs give you exposure to entire markets or sectors. But not all ETFs are created equal. We examine tracking error, expense ratios, and how different fund structures affect your returns in Canadian tax situations.
Real Estate Investment
REITs and direct property ownership both have their place. We look at cap rates, occupancy trends, and how location affects long-term value. Halifax teaches us a lot about maritime markets, but principles apply across Canada.
Dividend Equities
Companies that pay consistent dividends can provide income and growth. We analyze payout ratios, dividend history, and sector stability. You'll learn to spot sustainable dividends versus those at risk of cuts.
Options Basics
Covered calls and protective puts aren't as complicated as they sound. We introduce options as risk management tools, not speculation devices. You'll practice calculations before considering any real positions.
Asset Allocation Models
How you distribute investments matters more than individual picks. We build sample portfolios based on different risk tolerances and time horizons. Then we show you how rebalancing actually works in practice.
How Our Program Actually Works
We run cohorts twice a year. September 2025 kicks off our next round. The structure is straightforward—four phases over six months, each building on what came before.
Foundation Month
We start with financial statements and basic valuation. No fancy models yet—just learning to read annual reports and understand what companies actually do with their money. You'll analyze three real Canadian firms during this phase.
Fixed Income Deep Dive
Bonds deserve more attention than most programs give them. We spend six weeks on how interest rates affect prices, credit analysis fundamentals, and building a bond ladder. You'll calculate yields to maturity by hand before using calculators.
Equity and Fund Analysis
This is where portfolio construction gets practical. You'll compare actively managed funds to index trackers, evaluate REIT financials, and build a diversified equity sleeve. We use real market data from 2024 and early 2025.
Portfolio Integration
The final phase brings everything together. You create a complete allocation strategy, learn rebalancing mechanics, and understand tax implications for Canadian investors. We review actual portfolios from past participants who agreed to share their work.
Garrick Lundberg
Senior Investment Educator
I spent twelve years managing fixed income portfolios for a mid-sized pension fund before switching to education. That background shapes how I teach—less theory, more real-world constraints.
When someone asks about bond duration, I don't just explain the math. I show them what happened to portfolios during the 2022 rate hikes. Context makes concepts stick.
Most of my students are between 35 and 55, looking to take more control of their retirement planning. Some come from finance backgrounds, others from completely different fields. The mix makes for better discussions because everyone brings different questions.
Where Students Are Now
We checked in with graduates from our 2023 cohorts to see how they're applying what they learned. These aren't overnight transformations—just steady progress over time.